RWA Tokenization Revolutionizes Finance by 2026: Crypto Leader

Tokenization's Impact on Finance

According to Keith Grossman, president of MoonPay, tokenization is set to revolutionize the financial sector more rapidly than digital technology transformed traditional media. While digitization was initially feared to damage media, it instead drove evolution. Similarly, real-world asset (RWA) tokenization is poised to compel financial institutions to evolve.

"This is no longer hypothetical. BlackRock is offering tokenized funds. Franklin Templeton is running tokenized money market funds on public blockchains. Major global banks are piloting onchain settlement, tokenized deposits, and real-time asset movement," Grossman stated.

Financial giants like Citi, Bank of America, and JPMorgan Chase will persist in new forms, much like media companies that adapted to digital distribution in the late 1990s and early 2000s. The true winners in the shift to tokenized finance will be those who embrace change rather than resist the transition to a blockchain-powered global financial system.

Advantages of Tokenized Assets

Tokenizing real-world assets offers several benefits, such as 24/7 market access, global scalability, reduced transaction costs, and faster settlement times. In September, the SEC and CFTC released a joint statement on creating a regulatory framework for 24/7 capital markets.

The transition to 24/7 trading marks a significant shift from the traditional market schedule. In December, the DTCC received SEC approval to start offering tokenized financial instruments, with plans to launch tokenized assets in late 2026, beginning with US Treasuries and stock indexes.