Ripple Treasury Platform Enhances XRP Payment Utility
Ripple has unveiled Ripple Treasury, an innovative enterprise treasury solution that integrates traditional cash management with digital assets, thereby enhancing the practical applications of XRP-based payment systems.
Addressing Inefficiencies in Treasury Operations
Reece Merrick highlighted the platform's ability to modernize treasury operations, minimizing inefficiencies in payments, liquidity, and digital asset settlements on a global scale.
Merrick noted that Ripple Treasury allows finance teams to manage both fiat and digital assets through a single platform. Additionally, it supports 24/7 yield optimization, ensuring that capital remains actively invested, as opposed to being idle during conventional banking hours.
This development builds on Ripple's past initiatives to integrate blockchain-based payments into financial systems, such as its collaboration with DXC Technology to expand XRP payments across international banking networks.
A key feature of the platform is instant cross-border settlement, which promises to reduce foreign exchange costs and eliminate the need to pre-fund accounts in different jurisdictions, thus addressing liquidity fragmentation and reducing reliance on multiple banking partners.
Ripple asserts that the platform's design is also conducive to future tokenized assets and programmable payments.
Powered by GTreasury
The Ripple Treasury platform operates on the GTreasury platform, marking the first comprehensive treasury solution that merges enterprise treasury expertise with digital asset infrastructure.
Today, we’re proud to introduce Ripple Treasury, Powered by GTreasury: the world’s first comprehensive treasury platform combining 40 years of proven enterprise expertise with cutting-edge digital asset infrastructure.
Many finance teams are stuck managing growing complexity… pic.twitter.com/4scNUggARS
— GTreasury (@GTreasury) January 27, 2026
GTreasury emphasized that many finance departments are constrained by outdated systems, making it difficult to handle increasing operational complexity. Furthermore, Ripple has secured an EMI license in Luxembourg, reinforcing its regulated global presence, thereby enabling it to offer comprehensive payment infrastructure to European financial institutions.
According to GTreasury, the underlying infrastructure is trusted by numerous financial institutions worldwide and is licensed in over 75 jurisdictions.