Jonathan Low: Forbes 40 Under 40 for Fintech Innovation
Jonathan Low Recognized in Forbes 40 Under 40
Jonathan Low, founder of Biptap and a key figure in global finance, fintech, and Web3, has been named to Forbes’ prestigious 40 Under 40 list in Tech. This recognition highlights his role as a leader shaping the future of banking and financial inclusion worldwide.
Jonathan Low's inclusion in Forbes’ 40 Under 40 underscores his innovative approach to financial solutions.
Biptap's Role in Financial Innovation
Low’s recognition is driven by the success of Biptap, an Omni Bank with over 250,000 users globally. Biptap integrates with platforms like OnlyFans, leading iGaming operations, and messaging apps LINE and KakaoTalk (via Kaia Chain), potentially reaching over 250 million users.
Biptap is expanding across Southeast Asia, the Middle East, and Africa, partnering with banks, governments, and enterprises to provide accessible financial tools to underserved communities.
Low stated, "This recognition is an honor, but it’s not the end goal... I’m driven to empower millions of people around the world...creating tools that unlock freedom, growth, and real opportunity.”
Building a Borderless Financial Ecosystem
Low aims to integrate 10+ banks into Biptap’s Omni Banking ecosystem by 2026, creating an interoperable network.
- Presidential Partnership in the Central African Republic: Signed with President Faustin-Archange Touadéra to bring full-service banking to 5.5 million citizens.
- Biptap-Kaia Chain Partnership: Integrates crypto banking into KakaoTalk and LINE, reaching over 250 million users.
- Philippines Rollout Underway: Discussions with the Philippine Blockchain Council to deploy borderless financial infrastructure.
Strategic Partnerships and Global Recognition
Low’s role as an ecosystem architect has transformed Biptap into a financial backbone for global digital markets.
Recent achievements include:
- Forbes 40 Under 40 recognition in Tech.
- Partnerships in iGaming, content creation, and cross-border payments.
- Growing presence as a global speaker at events from Hong Kong to Dubai.
- Continued thought leadership through the Forbes Business Council.
From Entrepreneur to Mentor
Low's experiences have inspired him to mentor emerging leaders, providing advisory and performance coaching to help founders scale their ventures.
He is also writing a book blending personal narrative with entrepreneurial strategies.
A Voice Shaping the Future
Low's influence is growing, with features in Dubai Magazine and UAE Stories highlighting him as a visionary in global financial freedom.
His thought leadership, including articles like "The Future of Cross-Border Transactions with BaaS,” helps shape the discussion around decentralized finance and Web3 integration.
He has spoken at events such as the Asian Financial Forum, Sigma Africa, and Philippine Blockchain Week.
Looking Ahead
Low is focused on empowering the next generation of entrepreneurs through partnerships, coaching, and his upcoming book.
His advisory work has enabled founders to secure funding and achieve product-market fit.
"Innovation means nothing if it doesn’t change lives,” Low said. “This chapter is about building systems and empowering people for what comes next.”