$2B Bitcoin Lending Program Launched
Cantor Fitzgerald, a global financial services firm, has launched a $2 billion loan program backed by Bitcoin. This significant initiative marks a resurgence in crypto lending following the market turmoil of 2022. The firm has already completed its first deals, demonstrating a strong appetite for Bitcoin-collateralized lending.
Cantor Fitzgerald's Bitcoin Loan Program
According to a Bloomberg report, Cantor Fitzgerald’s plan, initiated in July 2024, involved partnering with trusted custodians. By April 2025, they collaborated with Tether, SoftBank, and Bitfinex on Twenty One Capital, a $3.6 billion fund holding over 42,000 Bitcoin, structured using a $200 million SPAC. This demonstrates Cantor Fitzgerald’s commitment to establishing Bitcoin loans as a core product offering.
FalconX and Maple Finance have already utilized the new credit line, securing over $100 million each. This signifies growing institutional confidence in crypto financing and highlights the market's demand for such services.
Institutional credit continues to scale: Portfolio companies @maplefinance and @falconxnetwork are supporting origination and distribution for Cantor Fitzgerald’s $2B Bitcoin-backed lending arm. A key step in maturing crypto capital markets. 👏 https://t.co/YWZGLwntr5
— CMT Digital (@CMT_Digital) May 27, 2025
Strategic Bitcoin Investments
Cantor's commitment to Bitcoin extends beyond lending. Cantor Equity Partners acquired approximately $459 million worth of Bitcoin in May 2025 through a merger with Twenty One Capital. They also hold nearly $2 billion in Strategy stock, demonstrating a significant financial stake in Bitcoin’s success and highlighting a long-term bullish outlook even amidst potential price volatility.
Image: Shutterstock
Industry-Wide Movement in Crypto Lending
Other notable players are also making significant moves in the crypto lending space. Strive raised $750 million to acquire Bitcoin and secure advantageous credit deals. Blockstream secured new investments, and Xapo Bank began offering its crypto loans. Traditional banks are also entering the space, with Bank of Montreal, Barclays, and BNY Mellon making notable investments in crypto ETFs and related assets. Morgan Stanley, Wells Fargo, and UBS plan to launch spot Bitcoin ETF services by year-end.
Risks and Considerations
While the renewed interest in Bitcoin-backed lending is significant, risks remain. Bitcoin’s price volatility presents challenges for both lenders and borrowers. Robust risk management practices, clear regulations, and well-defined agreements are crucial to mitigate potential risks and ensure market stability. Codeum, a blockchain security and development platform, offers services including smart contract audits, KYC verification, and custom smart contract and DApp development to help mitigate these risks.
Featured image from Unsplash, chart from TradingView